Uphold president says XRP’s yield push and RWA growth are fueling investor interest

CryptopolitanMay 203 min readSingle source

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Beaton shared her views in a special segment of Ripple’s “ XRP in a Minute ” show from the XRP Las Vegas 2026 conference.
The XLS-66 Lending Protocol needs at least 80% of the validators running the XRPL to be on board.
But the system can take days and costs $25 to $50 per transfer, which is expensive for any large institution moving billions a day.
This gave users digital access to abrdn’s £3.8 billion liquidity fund.
The exchange also promised to add another $1 billion in tokenized assets onto XRPL by mid-2026.

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Nancy Beaton, President of Uphold U.S says XRP is growing more attractive because retail investors want to earn money from holding XRP. At the same time, institutions want to move real-world assets onto blockchain. Beaton shared her views in a special segment of Ripple’s “ XRP in a Minute ” show from the XRP Las Vegas 2026 conference. The event brought together thousands of people to discuss the future of XRP. Beaton said XRP is gaining traction among both retail and institutional investors as blockchain markets shift toward income-generating digital assets and real-world asset tokenization. What does “earning yield on XRP” mean? Across crypto markets, investors have increasingly sought yield-bearing opportunities amid global macroeconomic uncertainty and lower returns from traditional savings products. Industry data and commentary suggest this shift is accelerating interest in blockchain-based financial products that can generate passive income. Earning yield on XRP means gaining interest on holding XRP, just like bank deposits or shares. The XRP Ledger lets you deposit XRP into a shared pool from which borrowers can take loans and repay them with interest. You then get a share of that interest, depending on how much you put in. Speaking at XRP Las Vegas 2026, Nancy Beaton, U.S. President of Uphold, said: Retail interest is tied to earning yield directly on-chain. Nancy Beaton What makes the product more appealing to people is the safeguards. Vault operators set aside a portion of the pool to absorb any losses first before they affect regular depositors. How close is the lending system to going live? The XLS-66 Lending Protocol needs at least 80% of the validators running the XRPL to be on board. The protocol must also hold that level of support for 2 weeks straight. In the meantime, XRP holders can earn interest through the automated market maker (AMM). The AMM is a system in which investors deposit two types of coins into a shared pool, earning a small interest whenever someone trades with those coins and pays a fee. Why are banks and big financial firms interested in XRP? Banks, asset managers, and investment funds want to move their operations to blockchain because the traditional approach is expensive and full of delays. Most of these banks currently use SWIFT to move large sums of money around the world. But the system can take days and costs $25 to $50 per transfer, which is expensive for any large institution moving billions a day. However, the same transactions on the XRPL take 3 to 5 seconds and cost less than a penny. Banks can save a fortune with these rates. XRPL also provides tools that allow issuers to freeze tokens, restrict who can hold them, and reverse transfers in emergencies. Which companies are already putting real assets on XRPL? UK-regulated digital securities exchange, Archax, launched the first tokenized money market fund on XRPL. This gave users digital access to abrdn’s £3.8 billion liquidity fund. The exchange also promised to add another $1 billion in tokenized assets onto XRPL by mid-2026. Ondo Finance also launched its OUSG token on XRPL. The token is backed by the BlackRock USD Institutional Digital Liquidity Fund (BUIDL) and uses Ripple’s RLUSD for transactions. In fact, Ondo Finance, JPMorgan, Mastercard, and Ripple completed the first cross-border, cross-institution redemption of a tokenized U.S. Treasury fund in under five seconds. A traditional wire transfer of the same value and distance would have taken 1-3 business days to complete. Other institutions like Deutsche Bank, Société Générale, and Aviva Investors also made moves onto the XRPL ledger in early 2026. Guggenheim and OpenEden have also added tokenized Treasury products, while the Brazilian bank Braza plans to issue regulated stablecoins on XRPL. In Australia, Meld Gold is using XRPL to issue digital certificates representing physical gold and silver. Don’t just read crypto news. Understand it. Subscribe to our newsletter. It's free.

Integrity note · Xela does not rewrite or paraphrase article content. The excerpt above is the source publication's own words, sanitized for display. For the full piece — including any quotes, charts, or images — read it at Cryptopolitan. Xela's rewritten version is off for this story, so there's no editorial angle attached — you're getting the source's reporting unfiltered. When the rewrite is on, we add a What this means block underneath with the operator/trader takeaway.

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Bitcoin stabilizes near $63,000, but reclaiming $64,000 is the real test Bitcoin is stabilizing near $63,100 after buyers defended the lower part of its recent range. That is constructive, but it is not yet a confirmed recovery. BTC must first overcome resistance near $63,175-$63,270, while reclaiming and holding $64,000-$64,095 remains the more important test. Key takeaways for Bitcoin traders and investors Current position: BTC is holding above the previous month’s lower value boundary near $62,380. Immediate resistance: Buyers need to clear $63,130-$63,175, followed by $63,247-$63,270. Main recovery test: A sustained reclaim of $64,000-$64,095 would carry much more weight than a temporary bounce near $63,000. Major support: The broader $62,380-$62,535 region remains the most important defended zone. Bullish confirmation: Repeated closes, consolidation or a successful retest above $64,095 would show that Bitcoin is beginning to establish higher accepted value. Data note: The latest daily, four-hour and one-hour candles were incomplete when this analysis was prepared. Exchange-specific Bitcoin prices may also differ slightly. I'm also closely monitoring the digital asset space after , putting immediate pressure on lower order-flow shelves as bulls fight to defend structural trendlines. Regulatory headwinds also resurfaced as the , injecting fresh institutional hesitation into active trading books. Meanwhile, broader risk sentiment showed divergence across asset classes as , underscoring rotational breadth away from mega-cap tech into small-cap momentum. Macro headwinds and geopolitical posturing remain front and center following headline chatter that , all while monetary policy uncertainty lingers after amidst baseline model variances. Why Bitcoin’s stabilization is constructive but incomplete Bitcoin recently fell to approximately $62,535, where the decline attracted meaningful buying. Price subsequently recovered toward $63,100, strengthening the case that buyers are willing to defend the lower part of the previous month’s trading range. What stands out to me, however, is how little upward progress followed that buying. Several periods showed positive buying pressure, but BTC remained concentrated around $63,050 and repeatedly struggled to extend beyond $63,150-$63,175. In simple terms, buyers have shown that they can slow the decline, but they have not yet shown that they can move Bitcoin into a clearly higher trading range. This is the difference between stabilization and recovery: Stabilization means sellers are no longer pushing price lower with the same ease. Recovery means buyers are lifting price, holding above resistance and shifting the market’s most active trading area higher. Bitcoin has shown the first condition. The second still needs confirmation. Why $62,380 and $64,095 matter The previous month’s value area provides a useful map of where most Bitcoin trading took place: Value Area Low near $62,380: The lower boundary of the previous month’s heavily traded range. Point of Control near $64,095: The price that attracted the most trading activity during the month. Value Area High near $65,050: The upper boundary of the previous month’s accepted range. BTC is currently about $720 above the monthly Value Area Low, but almost $1,000 below the monthly Point of Control. Holding above $62,380 tells us that demand inside the previous month’s range has not completely failed. Remaining below $64,095 tells us that buyers have not regained control of the broader value structure. This is also why $64,095 may be more important than $64,000 itself. The round number attracts attention, but $64,095 represents the previous month’s busiest price area. A brief move above $64,000 could still become another failed breakout. 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Buyers would then need to clear and hold above $63,247-$63,270. That would improve the probability of a move toward $63,350 and, eventually, the much larger $64,000-$64,095 test. A more convincing recovery would include: Bitcoin reclaiming $64,000. Price moving above the monthly point of control near $64,095. A pullback successfully defending the reclaimed area. Trading activity beginning to concentrate above $64,095 rather than immediately slipping back below it. If that sequence develops, approximately $65,050 becomes the next major value-area objective. What this means: Acceptance is more than touching a level. It means price spends time above it, survives pullbacks and begins treating the higher area as support. What would weaken the stabilization attempt? Failure to hold $62,920-$62,800 would weaken the current short-term base and increase the probability of another test of $62,535. The more serious bearish development would be sustained trade below $62,380. That would place BTC outside the previous month’s accepted value area and suggest that the market may need to search for demand at lower prices. Traders should still distinguish between a brief move below $62,380 and genuine acceptance beneath it. Crypto markets can produce fast stop-runs through visible support before reversing. Repeated closes or continued trading below the level would carry more bearish significance than a momentary sweep. What Bitcoin traders may consider watching Different traders may use these levels in different ways, at their own discretion: Short-term breakout confirmation: Watch whether BTC can break above $63,175 and successfully retest it, with $63,247-$63,270 providing the next validation area. Support-zone reaction: If BTC returns to $62,380-$62,535, watch whether buyers defend it again or whether selling begins to hold below the zone. Broader recovery confirmation: Treat $64,000-$64,095 as the decisive recovery test instead of assuming that every bounce from $63,000 marks a durable bottom. Because Bitcoin trades continuously, weekend conditions can sometimes involve thinner liquidity and less reliable breakouts. Confirmation through time, repeated closes or a successful retest may therefore be more useful than reacting to the first price spike. What should Bitcoin traders watch next? Bitcoin has defended the lower part of the previous month’s value area, but the rebound still needs to prove itself. The immediate challenge is to move beyond $63,175 and $63,270. The much larger test remains $64,000-$64,095. A successful reclaim would indicate that Bitcoin is returning toward the center of the previous month’s accepted value rather than merely bouncing from support. Until that happens, Bitcoin may be stabilizing, but it is not yet showing a fully confirmed bullish recovery. This analysis presents conditional market scenarios and opinions (not promises) at investingLive.com, not a guarantee of future performance. Traders should consider volatility, position size and their own risk limits before acting. This article was written by Itai Levitan at investinglive.com.

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