Money & Finance·Aug 14, 2026

McDonald’s might have a huge dossier on you

The Golden Arches used data from its loyalty program to predict how often a customer would visit in the future, what he’d spend, what he’d order, and the likelihood that he’d stop buying McDonald's.

Morning Brew1 min readVerified
McDonald’s might have a huge dossier on you
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The gist
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The Golden Arches used data from its loyalty program to predict how often a customer would visit in the future, what he’d spend, what he’d order, and the likelihood that he’d stop buying McDonald's.

  • Ba-da-ba-ba-ba: Release the files—the McDonald’s loyalty program files.
  • A Washington Post columnist recently discovered that Starbucks’s loyalty program may have given him fewer discounts because it determined that he was willing to pay full prices.
  • Consumer Reports alleged similar schemes within Kroger’s loyalty program.—ML
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Ba-da-ba-ba-ba: Release the files—the McDonald’s loyalty program files. After requesting a copy of his data from the burger chain, a Wired journalist received a 515-page file on his McDonald’s habits that was far more detailed than expected, he wrote this week.According to Wired’s Reece Rogers:The McDonald’s loyalty program tracks purchase behavior, like favorite menu items and most-visited locations, which is apparently fairly standard.The “concerning” part was how McDonald’s used this data to predict how often he’d visit in the future, what he’d spend, what he’d order, and the likelihood that he’d stop being a customer (0%).“We use information such as past purchases to provide a more engaging, personal customer experience,” a McDonald’s spokesperson told Wired. The loyalty program’s 210 million active users are also the “single most important digital metric” for McDonald’s, its CFO said earlier this year.Zoom out: The average US consumer belongs to more than 15 loyalty programs as of 2024, per BCG, and some may be exploiting your data (in addition to selling it). A Washington Post columnist recently discovered that Starbucks’s loyalty program may have given him fewer discounts because it determined that he was willing to pay full prices. Consumer Reports alleged similar schemes within Kroger’s loyalty program.—ML

Integrity note  ·  Xela does not rewrite or paraphrase article content. The excerpt above is the source publication's own words, sanitized for display. For the full piece — including any quotes, charts, or images — read it at Morning Brew. Xela's rewritten version is off for this story, so there's no editorial angle attached — you're getting the source's reporting unfiltered. When the rewrite is on, we add a What this means block underneath with the operator/trader takeaway.

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